Risk Tools requirements
A merchant account is required for enabling Risk Tools as AVS and CVV information is sent to and from both FDMS (First Data Merchant Services, the payment processor) and your merchant account provider. If you do not have a merchant account set up, you will not be able to enable Risk Tools. The response codes you see on the Payment Info section of the Order page and the response codes that match the rules you have set up to accept or flag orders in Checkout, come from FDMS and your Merchant Bank. To enable Risk Tools, you must first set up your merchant account. Review the following link for information on applying for online credit card processing.
Note: You must have your online payment processing set to perform real-time authorizations in order to use AVS and CVV Rules to flag orders based on response codes as part of Risk Tools. Without real-time authorization, Risk Tools cannot check the address and card verification value provided by customers during checkout. View instructions for AVS Codes.
